Now is the time to make sure you've taken advantage of some of the tax breaks available to you in 2008, because many opportunities to reduce your tax bill will expire once the new year begins.

Are your workers independent contractors or employees? The answer can have a profound impact on how much tax you pay as a small business owner.

Is it a good idea to buy a service contract when you are making an important purchase?

If the long winter months ahead have you thinking of booking a cruise, consider the following money-saving advice.